From ransomware and data breaches to system outages and privacy events, cyber threats can have consequences across the entire organization. Cyber Liability Insurance provides financial protection and critical support when you need it most.

This MWB Global Risks Report provides a focused overview of Directors & Officers (D&O) insurance, explaining how policies are structured and how they respond to real-world claims involving corporate leadership. It examines the three core coverage components—Side A, Side B, and Side C—alongside key provisions that influence how coverage is triggered and applied.

As of November 1, 2025, insurers must receive the premium payment before coverage can be issued or become effective under most non-life insurance policies. This “Cash Before Cover” (CBC) requirement changes how multinational programs should be structured and administered. For companies operating in China or including Chinese subsidiaries within global insurance programs, the rule has practical implications for timelines, payment coordination, and coverage continuity. Here

The risk management landscape is rapidly evolving as emerging technologies and changing business expectations reshape how organizations anticipate, assess, and respond to risk. This report examines how supply chain risk has evolved from an operational concern into a strategic business challenge, explores the key forces driving disruption across global supply networks, and highlights how organizations are adapting their risk management and insurance strategies to respond.