India’s insurance sector is undergoing a significant regulatory shift as the Insurance Regulatory and Development Authority of India (IRDAI) moves intermediary oversight away from periodic registration and toward a model built around perpetual registration, continuous compliance and greater accountability.

Global risk has entered a fundamentally new era. Traditional models built on historical trends, periodic reviews, and static underwriting assumptions are no longer sufficient. Today’s risk environment is dynamic, interconnected, and capable of shifting rapidly across geographies and sectors.