On 30 July 2026, the Insurance Regulatory and Development Authority of India (IRDAI) notified the IRDAI (Insurance Intermediaries) (Amendment) Regulations, 2026, introducing significant changes to the regulatory framework governing corporate agents, insurance brokers, insurance marketing firms, web aggregators and other insurance intermediaries.” (Axco Alerts, 2026).

India’s insurance sector is undergoing a significant regulatory shift as the Insurance Regulatory and Development Authority of India (IRDAI) moves intermediary oversight away from periodic registration and toward a model built around perpetual registration, continuous compliance and greater accountability.

The amendments released by India's IRDAI shifts the country toward a continuous registration and compliance model, while strengthening governance, transparency, accountability and regulatory oversight across the insurance distribution sector.

This MWB Global Risks Report provides a comprehensive overview of Risk Engineering and its evolving role in helping organizations identify vulnerabilities, strengthen operational resilience, and support informed business decision-making. It explores how Risk Engineering has developed beyond traditional site inspections into a strategic discipline that combines engineering expertise, operational insight, and emerging technologies to proactively reduce risk before losses occur.

From ransomware and data breaches to system outages and privacy events, cyber threats can have consequences across the entire organization. Cyber Liability Insurance provides financial protection and critical support when you need it most.

The greatest insurance risk is not always a catastrophic event.

Understand admitted vs. non-admitted insurance, key regulatory differences, and why many multinational organizations combine global and local policies to support compliance across borders.

This case study examines the challenges organizations face when assessing climate-related risk using traditional, backward-looking catastrophe models. As climate patterns evolve and insurers increasingly rely on forward-looking assumptions, historical loss data alone may fail to identify emerging exposures, hidden concentrations of risk, and long-term vulnerabilities.

On 23 December 2025, the Agency for Regulation and Development of the Financial Market adopted Resolution No. 82, introducing a key provision that requires that insurance brokers disclose their minimum and maximum commission ranges, as well as any affiliated or formal relationships with (re)insurers. The disclosure requirements entered into force on 1 February 2026, formalizing enhanced transparency standards within the insurance distribution process.

This case study examines the challenges of managing insurance across multiple jurisdictions, where differing regulations, policy wordings, and compliance requirements can lead to fragmented coverage, administrative complexity, and limited visibility into global risk.

After several years of sustained rate increases and tightening underwriting conditions, the commercial insurance market is demonstrably shifting. Multiple global indices now confirm that pricing has stabilized - and in come cases have even declined - marking a clear transition from the hard market conditions of 2020–2023.

This MWB Global Risks Report provides a focused overview of Directors & Officers (D&O) insurance, explaining how policies are structured and how they respond to real-world claims involving corporate leadership. It examines the three core coverage components—Side A, Side B, and Side C—alongside key provisions that influence how coverage is triggered and applied.

In today’s volatile regulatory and geopolitical environment, a global insurance program cannot be static; it must be resilient, adaptable, and designed to perform under pressure, from all angles. Stress testing your multinational program is not just a technical exercise, it’s a strategic necessity. From regulatory shifts to claims scenarios and coverage gaps, organizations must ensure their program responds as intended when it matters most.

Global risk has entered a fundamentally new era. Traditional models built on historical trends, periodic reviews, and static underwriting assumptions are no longer sufficient. Today’s risk environment is dynamic, interconnected, and capable of shifting rapidly across geographies and sectors.

As of November 1, 2025, insurers must receive the premium payment before coverage can be issued or become effective under most non-life insurance policies. This “Cash Before Cover” (CBC) requirement changes how multinational programs should be structured and administered. For companies operating in China or including Chinese subsidiaries within global insurance programs, the rule has practical implications for timelines, payment coordination, and coverage continuity. Here

Law No. 1/2026 was published in the Official Gazette on January 7, 2026, and took effect on January 22, 2026. The legislation introduces a mandatory insurance requirement for individuals entrusted with managing public resources, requiring coverage to be in place before they assume their duties. The insurance must respond to financial losses arising from gross negligence, and insurers are designated as necessary joint parties in any related liability proceedings.

Climate-driven catastrophe losses are increasing in frequency, severity, and financial impact, creating a new reality for organizations around the world. While major catastrophes such as hurricanes, floods, and wildfires continue to generate significant losses, a growing share of damage is now being driven by smaller, more frequent events known as secondary perils. Severe convective storms, localized flooding, wildfires, drought, and extreme heat are producing substantial los

MWB Global Risks Industry Guide: Understanding Multinational Insurance. As organizations expand through acquisitions, subsidiaries, joint ventures, and international operations, insurance programs often become fragmented. Without a coordinated global framework, businesses may face regulatory challenges, inconsistent coverage, claims disputes, coverage gaps, and limited visibility into their overall risk profile.

The risk management landscape is rapidly evolving as emerging technologies and changing business expectations reshape how organizations anticipate, assess, and respond to risk. This report examines how supply chain risk has evolved from an operational concern into a strategic business challenge, explores the key forces driving disruption across global supply networks, and highlights how organizations are adapting their risk management and insurance strategies to respond.